Improve Your Credits Score

Improve Your Credits Score

What is a credit score?

A credit score is a prediction of your credit behavior, such as how likely you are to pay a loan back on time, based on information from your credit reports. Click here....

Companies use credit scores to make decisions on whether to offer you a mortgage, credit card, auto loan, and other credit products, as well as for tenant screening and insurance. They are also used to determine the interest rate and credit limit you receive. Click here....

A credit score is a prediction of your credit behavior, such as how likely you are to pay a loan back on time, based on information from your credit reports. Click here....

Why is credit important?

Your credit score is an important factor in the interest rate you qualify for, and ultimately how much you'll pay over the life of the loan. For example, lenders consider someone with a good credit score less risky to lend to, so higher credit scores tend to come with lower interest rates. Click here....

Where is the best credit score?

The highest score you can have on the most widely used scales is 850. According to an analysis conducted by credit bureau Experian, about 1.3% of all FICO scores were at the coveted 850 as of the third quarter of 2021. Click here...